Capital Sourcing Services

At different stages of development, businesses need capital. This could involve a startup, expanding to new locations, entering new markets, investing in new technology, or restructuring debt. It is also often needed for acquisitions or mergers to assist in continued growth.

When growing your business, the capital you raise is as important as how you deploy it. At Decosimo, we work closely with clients to understand their immediate needs and long-term goals to determine the optimal mix of capital for their purposes. We then leverage our wealth of connections among lenders and institutional and accredited investors to raise the appropriate capital from the right sources.

Frequently Asked Questions

Capital Sourcing

What types of funding are available for my business?

Businesses may pursue funding through bank loans, subordinated debt funds, or alternative financing solutions, such as private credit funds. The best option depends on your company’s size, growth stage, and financial goals.
The size of a raise depends on financial performance, cash flow stability, growth potential, and collateral. Decosimo advisors evaluate these factors to determine an achievable funding range.
Lenders and investors typically review financial performance, management experience, growth strategy, repayment capability, and collateral. Clear documentation and a well-defined business plan are also important for obtaining funds.
Common requirements include financial statements, tax returns, forecasts, and details about assets and liabilities. Additional documentation may be needed depending on the type of funding.

A valuation may be needed when raising capital because lenders and investors often need a clear view of the company’s value before committing funds. This is especially important when financing includes warrants, preferred equity, common equity, or other ownership-related terms.

For business owners, a valuation helps establish a reference point for negotiating terms, understanding dilution, and evaluating whether the proposed capital structure makes sense based on the company’s current value and future growth plans.

Securing capital can take anywhere from several weeks to a few months. The timeline depends on the funding source, due diligence requirements, and deal complexity.

The cost of funding depends on the type and structure of capital raised. Debt financing may include interest, lender fees, legal expenses, advisory fees, and sometimes warrants or other equity-linked terms. Equity financing typically does not involve interest, but it requires owners to give up a portion of ownership and future upside.

Understanding the full cost of capital helps business owners compare financing options and choose a structure that supports growth without creating unnecessary cost, dilution, or loss of flexibility.

Funding often comes with repayment obligations, performance expectations, or ownership dilution. It’s important to fully understand the terms before entering into any financing agreement.

Featured Transactions

Browse a sampling of transactions completed by Decosimo.

AutoCase sold to Vehicle Management Solutions
Titan Implement sold to LFM capital